BANK TRANSFER

POLi Payments

POLi has been designed to be the best of both worlds - an ideal solution for customers and businesses. For customers, when they want to pay for their fare online all they have to do is log in to their regular online banking account, hit accept, and POLi will facilitate a fast, secure payment directly from their account to yours.

Benefits for your business

Get paid fast
Get paid fast

Don’t wait around for cash flow. With 24/7 payment processing, merchants can receive payments without delays caused by weekends or public holidays.

Low fees
Low fees

Reduce your cost of acceptance, with low fees on all payments made with POLi.

Streamlined reconciliation
Streamlined reconciliation

Make bookkeeping a breeze with automatic population of booking and reference information.

Preferred Payments
Preferred Payments

POLi processes payments for more than 1.2 million people in New Zealand, making it an easy choice to customers when it comes to checkout.

Benefits for your customers

Payments they can trust
Payments they can trust

POLi lets your customers pay quickly and easily using their online banking account.

Payments they can trust
Easy to use

POLi is easy for customers to use - they just log in, select an account and hit accept.

Payments they can trust
Widespread support

POLi works seamlessly with all major New Zealand banks including ANZ, BNZ, ASB, Kiwibank, TSB, The Cooperative Bank and Westpac.

Payments they can trust
Security

Payments are protected by the customer’s banking security settings, with no confidential information stored by POLi, Mint Payments or the merchant.

How it works

  1. Generate a payment link with Mint Virtual Terminal or offer POLi Payments at checkout with a connected system.
  2. The customer selects POLi at checkout and is redirected to complete payment through the POLi interface.
  3. Once the customer has logged in, and selected the account they wish to transfer from, the payment details will be presented including the amount to be transferred, the merchant name and payment description.
  4. After reviewing the payment details, the customer authorises the payment
  5. POLi then transfers the funds instantly; Mint validates that the transaction has been received and updates the transaction and settlement reports in the Mint portal.

Features

POLi integrates seamlessly with Mint Virtual Terminal to streamline payments from your customers via hosted payments pages or payment links. Booking and transaction information is recorded against transaction records in Virtual Terminal, making it easy to reconcile all bank transfers and card payments in one place.

Payment Type

Bank Transfer

Settlement

Same Day Settlement

Gross Settlement Billing

Available in

New Zealand

Start accepting real-time bank transfers

No additional startup costs or bank guarantees

POLi is a registered trademark of Merco Limited.
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