Online Payments
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Accept payments online or over the phone

Online customer to business payments

Easily accept payments online with Mint. Our platform empowers you to collect payments from customers through your website, in-store via our Virtual Terminal, or seamlessly integrate with your mid-office system or eCommerce platform.

Enhance your online payments
Enhanced for travel payments
Proprietary, purpose-built tech designed for facilitating payments for the travel industry.
Flexible Options and no rental fees
Access live reporting via the Mint Payments Hub and see your transaction data in real-time, or view on the go with our mobile app.
Security & Authentication
Safeguard your customers and business data with Mint's banking-grade security, fraud detection & KYC systems.
ONLINE PAYMENT SOLUTIONS

Accept Payments
Anywhere, Anytime

Accepting payments from your customers has never been easier.

With a range of options on how to take payment, your customers can transact when and where you choose.

From phone payments, to your own hosted payments page and even eCommerce plugins, 
the choice is yours.

Options to fit the way you work
Virtual Terminal
Collect credit and debit card payments on your computer, smartphone or tablet via the merchant portal.
Process payments, refunds and view your transaction history.
Paylink
Create a secure payment link and share it via email, sms, or on your invoices.
Upfront or recurring payment options available.
Website Integration
Integrate Virtual Terminal with your website, enabling customers to make secure payments directly through an embedded payment form.
eCommerce Plugin
Our eCommerce payment plugin connects your online store to Mint's payment gateway to seamlessly process payments straight from your eCommerce store.
Mid-Office Integration
Integrate Mint as the payment gateway for your mid-office system. Integrated with Powersuite, Resworld, Tramada & VTO Ultimate.
API Integration
Seamlessly connect Mint to your business’ systems – software, invoicing, website, and more.

Integrate with the systems your business uses

With direct integration into industry-leading systems. Mint's online payments gateway helps you spend more time serving your customers and less time on admin.

Increased Efficiency

Spend less time jumping between systems to process payments and accept payment within the platforms you use.

Reporting & real-time transaction status

Know when funds will arrive with real-time transaction status & daily settlement reports available via the Mint Payments Hub & mobile app.

Simplified Reconciliation

Benefit from enhanced data connectivity that feeds transaction information including invoice & booking numbers between systems, cutting down manual reconciliation time.

Improved acceptance rates

Flexible payment options including hosted payment pages, website integration, & remote payment links allow the customer to make immediate payment.

Reduce fraud & chargeback risk

Payment Authentication
Reduce the risk of fraud & chargebacks on transactions with multi-factor authentication. 3D Secure enables the use of one-time-passcodes or frictionless authentication via the card-issuer to confirm payment and lower the risk of disputed transactions for the merchant.
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Advanced fraud rules
Leverage Mint's enterprise-grade fraud detection system which analyses each payment in real time using a proprietary risk rule-based system fine-tuned not just for the merchant, but down to the profile of each transaction. Configure detection rules based on your business' requirements.

Unlock all the benefits of Qantas Business Rewards - the loyalty program that rewards Australian small to medium businesses with Qantas Points.

Earn Qantas Points on Visa, Mastercard, and AMEX payments you accept through your terminal, with options to earn even more Qantas Points when choosing a Gold or Platinum Plan.*

The points in your Qantas Business Rewards account can then be used for flights, upgrades, and more, so you can get the team to the next big conference or corporate retreat in style.

Learn More
QANTAS BUSINESS REWARDS
Earn Qantas Points when accepting payments

Unlock all the benefits of Qantas Business Rewards - the loyalty program that rewards Australian small to medium businesses with Qantas Points.

Earn Qantas Points on Visa, Mastercard, and AMEX payments you accept through your terminal, with options to earn even more Qantas Points when choosing a Gold or Platinum Plan.*

The points in your Qantas Business Rewards account can then be used for flights, upgrades, and more, so you can get the team to the next big conference or corporate retreat in style.

Learn More

Frequently Asked Questions

Answers to the most asked questions from our customers about using the Mint VT product.Click on the question or click the arrow to the right of each question to see the answer.

Do agents and suppliers have to be on the Mint EFT platform for transactions to be made?
Yes. For payments to be successfully made or received, both the agent (typically the payer) and the supplier (typically the payee) must be on the MintEFT platform. This means that all businesses and banking information have been verified for an additional layer of security and peace of mind.
I want to approve payments set up by my team before they go out, is this possible?
Yes. For payments to be successfully made or received, both the agent (typically the payer) and the supplier (typically the payee) must be on the MintEFT platform. This means that all businesses and banking information have been verified for an additional layer of security and peace of mind.
Can I use Mint EFT to make payments to overseas suppliers?
Yes. For payments to be successfully made or received, both the agent (typically the payer) and the supplier (typically the payee) must be on the MintEFT platform. This means that all businesses and banking information have been verified for an additional layer of security and peace of mind.
How long does it take for funds to settle once payment has been processed?
Yes. For payments to be successfully made or received, both the agent (typically the payer) and the supplier (typically the payee) must be on the MintEFT platform. This means that all businesses and banking information have been verified for an additional layer of security and peace of mind.
"In my experiences with the Mint Virtual Terminal, it has been fantastic. It drops in all the required booking information, and the transaction is instantly available in the transactions list. It drops into the invoice document with all details present. I love it. So streamlined and easy to use. Being able to do it all in place has been a time saver and saves on human error as the information drops in directly from the booking."
Elite Travel Solutions
Laura
Why would any travel agency not be using Mint Virtual Terminal is my question! Inhouse EFTPOS terminals are too hard – it’s easy for consultants forget to surcharge and that comes off our bottom line. Mint Virtual Terminal automatically adds the surcharge to the client card - very transparent and easy to account for, and now that net settlement is supported, our accounting side is perfect.
Helloworld Travel - Elizabeth
Donna
“I cannot recommend Mint enough to any business owner. Exceptional customer service is becoming rarer in today’s world, yet that’s exactly what we received from initial sign up and it continues on. Qantas Points are now an exciting value add, but its their service that has really impressed us.”
Travel Focus Group
Monica
“We could not be happier with Mint. They were responsive and proactive to any of my queries. They took the time to demonstrate the system for me, making it even easier. Even my clients love how easy and secure it is. I simply email my clients an invoice and no longer deal with credit card numbers, making a big difference in my clients privacy and my business.”
Traveltrends
Sharon
“Mint makes processing payments so easy for us. It gives our customers flexibility when it comes to payments. The sign up and approval process was seamless, especially that no bond was required. Now we also earn Qantas Points when customers transact!”
Helloworld Travel - Toowoomba City
Fiona

Start accepting payments with Mint

No additional startup costs or bank guarantees

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Additional Information
* A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however, this will be waived for Mint Payments customers. Membership and Qantas Points are subject to Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the Mint Payments Terms and Conditions.
Visit mintpayments.com/qantas-business-rewards for more information.
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